Forms
Complying With The Federal Credit Reporting Act
What Employers Need To Know
Employers using background investigations for employment purposes must comply with
the Fair Credit Reporting Act (FCRA) by taking the following steps:
- Give a written disclosure to the subject, separate from the application, that a
background investigation may be conducted prior to requesting the background report.
- Obtain the written authorization of the applicant/employee before you request a
background report.
- If any adverse employment action is taken based in whole or in part upon the background
investigation, you must provide the subject with a notice before the adverse action.
This notice must include:
- A copy of the background investigation report.
- A summary of the applicant's rights under the FCRA.
- After providing this information to the subject, the employer must wait approximately
five days before actually taking the adverse action.
- Upon taking the adverse action, you must provide:
- Notice of the adverse action being taken.
- The name, address and toll-free number of the background investigation company that
provided the report.
- A statement that the background investigation company did not make the decision
for adverse action and is unable to provide the subject the specific reasons why
the adverse action was taken.
- Notice of the subject's right to obtain a free copy of the background report
from the background investigation company within 60 days.
- Notice of the consumer's right to dispute the accuracy or completeness of any
information in the background report.
Fair Credit Reporting Act
FCRA Authorization Form
Word
or
PDF
Client Services Agreement
No contract is required to use Pinnacle's services. Just fax us this form and
you can start using our services right away!
Word or
PDF
Notification of Adverse Action
This form is a sample notification of adverse action for your use. It follows the
proper procedure for notifiying an applicant of a rejection due to information provided
by Pinnacle Investigations. It also instructs the applicant how to contact Pinnacle
if there are any inquiries about the information that was provided.
Word or
PDF
Authorization for Release of Information
You may want to use this form for your applicants. Pinnacle provides this form to
our clients free of charge.
Word or
PDF
